In most cases, your home is your biggest investment. We at Williams-Sims Agency pride ourselves on helping you protect that investment. We insure homes, manufactured homes, renters’ contents, and more. Below is a list of some of the coverages that we offer. This coverage is customized to meet the needs of each homeowner.
Home and Property Coverage Options
Dwelling protection covers damage to your home and attached structures, such as porches after a covered loss.
Example: Your house and garage are damaged by a covered peril such as fire, windstorm or vandalism, and are repaired or replaces up to your policy limits.
This would be stand-alone structures like a fence, detached garage, gazebo or shed.
Personal Property includes your belongings, like furniture, dishes, clothes and electronics to name a few. This coverage will repair or replace items that are stolen or damaged in a covered event. Some items like guns, Jewelry and collectables might need to be appraised to be covered to value.
Personal Liability can help protect you financially if you’re deemed liable for the injury of or damage to the personal property of someone else.
This coverage helps reimburse the additional cost you might incur to temporarily relocate if your property becomes uninhabitable due to a covered loss.
Discounts
We offer a variety of discounts on home insurance. Just to name a few: Combo for having autos with us, discounts for the age of your roof, and the year of your home. We offer a legacy discount for your children when they purchase their own homes. Security system discounts and many more.
Let’s Find the Right Policy for You
