Protecting Farms Across Alabama
In 1946, the Alfa Insurance Companies were founded to protect agricultural operations when few companies would insure farms. That’s why our company is a leading insurer of Alabama farms. Today, we proudly continue that tradition, offering a wide range of affordable coverages while providing the proven, dependable service our policyholders expect.
We provide farm insurance for all types of farms, from poultry to crops.
Our partnership with the Alabama Farmers Federation has allowed us to establish strong relationships with our local farmers. We offer great rates for farm coverage, and our connections ensure that those rates do not change suddenly. We work hard to maintain good quality products and great rates.
The Williams-Sims Agency proudly protects farms across the state of Alabama. We are located in Cullman but can help with farms across the state of Alabama. We are there from the beginning to help you navigate the insurance side of the project whether you are just starting your farming business or you have been in it for years.
It will give you peace of mind knowing you have experienced agents protecting your livelihood.
Farm Insurance Coverage
Dwelling and personal property coverage provides protection for your home and your belongings at actual cash value. Your home and personal property are insured against covered perils.
Example: The roof of your home is damaged by a windstorm. The necessary repairs or replacement of your roof would be covered at actual cash value subject to your deductible and policy limit.
Your equipment supplies and products for farming or ranching operations (including but not limited to: feed, seed, livestock, poultry, agricultural machinery, vehicles, tools, etc.) can be covered on a scheduled or unscheduled basis.
- Drowning due to flooding
- Collapsed buildings
- Electrocution generated by artificial electrical current
- Accidental shooting by uninsured
Example: One of your head of cattle was struck by lightning and killed on your property. You would be compensated for the cash market value of the animal at the time of loss up to the applicable policy limit and subject to any applicable deductible.
Provides coverage for the property of others or bodily injury caused to others that you are legally liable for if it occurs on your property or as a result of your farm operation. Liability may cover medical payments to others, first aid expenses, claim expenses and damage to the property of others.
Example: A friend is visiting your property. A farm employee drives the tractor into his or her vehicle parked in your driveway. Liability coverage would pay for the repairs to the friend’s vehicle.
We offer many other optional coverages on Farms. Just to name a few, Equipment Breakdown, Replacement cost for the Dwelling, Personal Property and Outbuildings, Machinery Coverage and many more.
Choose the Coverage You Need
